Category: Church Loans

Overview From financing church building projects that allow you to expand and house more worshippers to church refinance loans that lower the interest rate of currents loans, there are several reasons why you would want to apply for a loan for your church. But just like the Scripture’s warnings about borrowing, we caution you against … Read More

A church loan can be a boon to any organization that wants to expand and do more for the surrounding community. From retrofitting an existing building to creating that large expansion — or even starting over and building a new, state-of-the-art structure — a church loan can enable you to do more and meet the needs of … Read More

With interest rates at record lows across the United States, it’s tempting to look into getting a church loan right now. And it’s true: now is a great time to get a loan. There’s no doubt about that. But there are some things that you need to understand about the church loan market that may … Read More

Applying for a church loan is an exciting prospect, because it means that you’re embarking on some new journey for you and your congregation. You’re increasing your ability to minister. You’re expanding your facilities to accommodate more congregants, or perhaps expanding to accommodate youth programs, or soup kitchens, or any other number of worthy practices. … Read More

Yes, churches can now (temporarily) receive Small Business Administration (SBA) loans, regardless of whether they provide secular social services. This has become more of an issue in 2020 as churches have pursued PPP loans (Paycheck Protection Program) and EIDL loans (Economic Injury Disaster Loans). Churches are eligible for both of these loan programs. This is … Read More

Has your church assessed its financial needs recently? The interest rates we are offering churches are some of the lowest in history.  Whatever the reason your church is looking for a church loan, we have organized the steps that you need to take to make it happen! 1. Recognize the need: Refinance- Does your church … Read More

“Go and tell my servant David, ‘Thus says the Lord: Would you build me a house to dwell in?” So you’ve decided to build a new church structure–maybe a chapel or a gymnasium or a family center or a community building. This is a righteous desire: you’ve seen a need and you want to fill … Read More

In these ever-changing and uncertain times, we are working with churches to help them understand the current financial landscape and how it affects churches.  One of the most frequently asked questions relates to the keeping of church financial records and whether year to date numbers are important. The answer is simple: Churches need to be … Read More

2020 is here, and we are so grateful to be looking at another year to lift churches/religious organizations and help them achieve their dreams. We make loans to religious organizations to help with their refinances, purchases, construction projects and renovations. We do not evaluate religious organizations based solely on their credit rating, and we have … Read More

Fall is here and so is the perfect time to take care of your church commercial loan needs for refinances, construction, purchases, and renovations. While we have been busy with the fun days of summer, interest rates have dropped. This makes it a great time to review your church commercial loan needs and start the … Read More